How It Works

Bad Credit Loans Victoria is a team having licensed vendors that will loan money based on the value of your vehicle. Our team has programs that provide you with quick access to cash based on the value of your paid off Car, Truck, Van, Suv, Rv or Boat, not your credit score! Your vehicle is your credit. Remember we allow you to borrow money without checking your credit rating and you get to keep your vehicle during the loan period!

Step One – Call us or Apply Online

Bad Credit Loans Victoria is serving Canadians, with title loans, all over Western Canada since 2004. Fill up the online application and you will be approved within a few minutes. Once the online application is done, one of our loan representatives will contact you as soon as possible through the details you provide via the application.

Step Two – Easy Paperwork

Don’t worry about the paperwork part as we only have a few requirements. We just need some basic documents like your ID proofs, a copy of title etc. It just requires a few minutes to verify these documents.

Step Three – Get Money

When the whole online process is done you need to mention us your arrival time at our office and our loan representatives will be ready and will be waiting to assist you in finalizing the loan. You have to bring your vehicle along with you so that we can inspect your vehicle and provide you the maximum amount of money. The process will take around 15-20 minutes. After this, you can go home with your cash.

Step Four – Keep Your Car

Once all the paperwork is done and you have received your cash, drive away with your vehicle (car, truck, van, SUV or RV). Yes! We allow our customers to keep driving their car as the deal is based on the title of the vehicle.

Things you should know......

Loan Fees:

The fees includes an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all liens), and a Vehicle Inspection / Evaluation.

Implication of late payment or non payment:

In case of a late or partial payment, interest fees will be charged on a daily basis on the outstanding amount. Failure to pay will result in legal action, as per Personal Property Securities Act (PPSA) British Columbia.

Call Us Today To Get Registered For That Money You Need!